{"id":11143,"date":"2018-11-01T17:26:44","date_gmt":"2018-11-01T21:26:44","guid":{"rendered":"https:\/\/jss.ca\/community-news\/employment-insurance-%ef%bc%88%e9%9b%87%e7%94%a8%e4%bf%9d%e9%99%ba%ef%bc%89%e5%8f%97%e7%b5%a6%e4%b8%ad%e3%81%ae%e5%8a%b4%e5%83%8d%e3%81%ab%e3%81%a4%e3%81%84%e3%81%a6%e3%81%ae%e6%96%b0%e3%81%97\/"},"modified":"2021-04-14T17:08:12","modified_gmt":"2021-04-14T21:08:12","slug":"newrulesaboutworkingwhilegettingemploymentinsurance","status":"publish","type":"post","link":"https:\/\/jss.ca\/en\/news\/newrulesaboutworkingwhilegettingemploymentinsurance\/","title":{"rendered":"New rules about working while getting Employment Insurance"},"content":{"rendered":"<p>* This is a translation of\u00a0 \u201cNew rules about working while getting Employment Insurance\u201d\u00a0 published in August 2018, produced in English by\u00a0<a href=\"http:\/\/www.cleo.on.ca\/en\" target=\"_blank\" rel=\"noopener noreferrer\">CLEO (Community Legal Education Ontario)<\/a>. Japanese Social Services is wholly responsible for the accuracy of this translation, produced with permission of CLEO.<br \/>\n<img loading=\"lazy\" decoding=\"async\" class=\"wp-image-3948 aligncenter\" src=\"https:\/\/jss.ca\/wp-content\/uploads\/2017\/07\/e1499906814282-300x89.png\" alt=\"\" width=\"597\" height=\"177\" srcset=\"https:\/\/jss.ca\/wp-content\/uploads\/2017\/07\/e1499906814282-300x89.png 300w, https:\/\/jss.ca\/wp-content\/uploads\/2017\/07\/e1499906814282.png 577w\" sizes=\"auto, (max-width: 597px) 100vw, 597px\" \/><\/p>\n<p>People can work part-time while getting most types of Employment Insurance (EI) benefits. Some of the rules about how much of their earnings they can keep changed on\u00a0<strong>August 12, 2018<\/strong>.<br \/>\nThis month&#8217;s On the Radar talks about these changes and gives some examples of how the rules apply.<\/p>\n<h4><strong>What&#8217;s changing?<\/strong><\/h4>\n<p><strong>Old rules<\/strong><br \/>\nIn the past, people who worked while getting EI could keep all of their earnings up to 40% of what they were getting from EI. Or, they could keep up to $75 if that was more.<br \/>\nBut everything they earned above that amount was taken off their EI benefits.<\/p>\n<p><strong>Pilot project<\/strong><br \/>\nFor the past 2 years, there has been a\u00a0<a href=\"https:\/\/www.canada.ca\/en\/employment-social-development\/programs\/ei-list\/ei\/working-while-claim-pilot.html\" target=\"_blank\" rel=\"noopener noreferrer\">pilot project<\/a>with a new way of figuring out how much is taken off.<br \/>\nAs of\u00a0<strong>August 12, 2018<\/strong>, the law changed to make this pilot project permanent.<\/p>\n<h4><strong>What kinds of EI benefits are affected<\/strong><\/h4>\n<p>The new rules apply to:<\/p>\n<ul>\n<li><a href=\"https:\/\/www.canada.ca\/en\/services\/benefits\/ei\/ei-regular-benefit.html\" target=\"_blank\" rel=\"noopener noreferrer\">regular benefits<\/a><\/li>\n<li><a href=\"https:\/\/www.canada.ca\/en\/services\/benefits\/ei\/ei-fishing.html\">fishing benefits<\/a><\/li>\n<li><a href=\"https:\/\/www.canada.ca\/en\/services\/benefits\/ei\/ei-maternity-parental.html\" target=\"_blank\" rel=\"noopener noreferrer\">parental benefits<\/a><\/li>\n<li><a href=\"https:\/\/www.canada.ca\/en\/services\/benefits\/ei\/ei-compassionate.html\">compassionate care benefits<\/a><\/li>\n<li><a href=\"https:\/\/www.canada.ca\/en\/services\/benefits\/ei\/family-caregiver-children.html\" target=\"_blank\" rel=\"noopener noreferrer\">family caregiver benefit for children<\/a><\/li>\n<li><a href=\"https:\/\/www.canada.ca\/en\/services\/benefits\/ei\/family-caregiver-adults.html\" target=\"_blank\" rel=\"noopener noreferrer\">family caregiver benefit for adults<\/a><\/li>\n<\/ul>\n<p>Also, starting on August 12, the new earnings rules apply to people who work while on:<\/p>\n<ul>\n<li><a href=\"https:\/\/www.canada.ca\/en\/services\/benefits\/ei\/ei-maternity-parental.html\" target=\"_blank\" rel=\"noopener noreferrer\">maternity benefits<\/a><\/li>\n<li><a href=\"https:\/\/www.canada.ca\/en\/services\/benefits\/ei\/ei-sickness.html\" target=\"_blank\" rel=\"noopener noreferrer\">sickness benefits<\/a><\/li>\n<\/ul>\n<p>Before August 12, people on maternity or sickness benefits had the full amount of their earnings taken off their benefits.<\/p>\n<h4><strong>Understanding the new rules<\/strong><\/h4>\n<p><strong>Earnings exemption<\/strong><br \/>\nThe new basic rule is that when someone works while collecting EI benefits, half of what they earn is deducted from their benefits. They get to keep the other half, which is called the &#8220;earnings exemption&#8221;.<\/p>\n<p><strong>Earnings threshold<\/strong><br \/>\nThis earnings exemption applies to the person&#8217;s earnings up to a certain amount called the &#8220;earnings threshold&#8221;.<br \/>\nThis threshold is 90% of the average weekly earnings that was used to calculate their EI benefits.<br \/>\nAny earnings above this threshold are fully deducted from their EI benefits.<br \/>\nHere are two examples for a person who earned an average of $600 a week before applying for EI. This person&#8217;s\u00a0<strong>earnings threshold is 90% of that, or $540<\/strong>.<br \/>\nAnd because EI benefits are 55% of average weekly earnings, with a maximum of $547, this person is getting\u00a0<strong>$330 a week from EI<\/strong>.<\/p>\n<p><strong>Example for earnings below the threshold<\/strong><br \/>\nIf this person earns $500 in a week while on EI, they&#8217;re below their earnings threshold. Here&#8217;s how to figure out how much they&#8217;ll have that week:<\/p>\n<table>\n<tbody>\n<tr>\n<td>Amount earned:<\/td>\n<td>$500<\/td>\n<\/tr>\n<tr>\n<td>Half of amount earned:<\/td>\n<td>$500 \u00f7 2 = $250<\/td>\n<\/tr>\n<tr>\n<td>Total amount taken off EI:<\/td>\n<td>$250<\/td>\n<\/tr>\n<tr>\n<td>Amount they get<br \/>\nfrom EI:<\/td>\n<td>$330 &#8211; $250 = $80<\/td>\n<\/tr>\n<tr>\n<td>Total for the week:<\/td>\n<td>$500 (work) + $80 (EI) =\u00a0<strong>$580<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p><strong>Example for earnings above the threshold<\/strong><br \/>\nBut if the same person earns $700 one week while on EI, they&#8217;re over their earnings threshold for that week. Here&#8217;s how to figure out how much will be taken off their EI payment and how much they&#8217;ll have that week:<\/p>\n<table>\n<tbody>\n<tr>\n<td>Amount earned:<\/td>\n<td>$700<\/td>\n<\/tr>\n<tr>\n<td>Earnings threshold:<\/td>\n<td>$540<\/td>\n<\/tr>\n<tr>\n<td>Half of amount<br \/>\nearned, up to threshold:<\/td>\n<td>$540 \u00f7 2 = $270<\/td>\n<\/tr>\n<tr>\n<td>Amount earned over threshold:<\/td>\n<td>$700 &#8211; $540 = $160<\/td>\n<\/tr>\n<tr>\n<td>Total amount taken<br \/>\noff EI:<\/td>\n<td>$270 + $160 = $430<\/td>\n<\/tr>\n<tr>\n<td>Amount they get<br \/>\nfrom EI:<\/td>\n<td>$330 &#8211; $430 = $0<\/td>\n<\/tr>\n<tr>\n<td>Total for the week:<\/td>\n<td>$700 (work) + $0 (EI) =\u00a0<strong>$700<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<h4><strong>People earning small amounts<\/strong><\/h4>\n<p>Some people getting EI can still choose the old rules until August 2021.<br \/>\nIf someone earns only small amounts while on EI, they should contact\u00a0<a href=\"https:\/\/www.canada.ca\/en\/employment-social-development\/corporate\/contact\/ei-individual.html\" target=\"_blank\" rel=\"noopener noreferrer\">Service Canada<\/a>\u00a0to see if they&#8217;re eligible to use the old rules and if that might be better for them.<br \/>\nThey may want to wait until near the end of their claim to decide. This gives them more time to see if the old rules will let them keep more money.<br \/>\nIf they want to use the old rules, they must tell Service Canada no later than\u00a0<strong>30 days<\/strong>\u00a0after the end of their claim.<br \/>\nIf they make this choice, the old rules will apply to\u00a0<strong>all<\/strong>\u00a0their weeks of benefits, and they can&#8217;t change back.<\/p>\n<h4><strong>Getting help<\/strong><\/h4>\n<p>If people have concerns or don&#8217;t agree with something that happens with EI, there are usually steps they can take.<br \/>\nFor more information, see the Steps to Justice question called\u00a0<a href=\"https:\/\/stepstojustice.ca\/common-question-plus\/employment-and-work\/what-can-i-do-if-i-am-not-happy-decision-about-my-ei-claim\" target=\"_blank\" rel=\"noopener noreferrer\">What can I do if I am not happy with a decision about my EI claim?<\/a><\/p>\n<p>This email alert gives general legal information. It is not a substitute for getting legal advice about a particular situation.<\/p>\n<p>Original source:\u00a0 \u3000<a href=\"https:\/\/mailchi.mp\/cleo\/on-the-radar-new-rules-about-working-while-getting-employment-insurance\">https:\/\/mailchi.mp\/cleo\/on-the-radar-new-rules-about-working-while-getting-employment-insurance<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>* This is a translation of\u00a0 \u201cNew rules about working while getting Employment Insurance\u201d\u00a0 published in August 2018, produced in English by\u00a0CLEO (Community Legal Education Ontario). Japanese Social Services is wholly responsible for the accuracy of this translation, produced with permission of CLEO. People can work part-time while getting most types of Employment Insurance (EI) [&hellip;]<\/p>\n","protected":false},"author":21,"featured_media":11144,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[280],"tags":[303],"class_list":["post-11143","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-living-safety-information"],"_links":{"self":[{"href":"https:\/\/jss.ca\/en\/wp-json\/wp\/v2\/posts\/11143","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jss.ca\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jss.ca\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jss.ca\/en\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/jss.ca\/en\/wp-json\/wp\/v2\/comments?post=11143"}],"version-history":[{"count":2,"href":"https:\/\/jss.ca\/en\/wp-json\/wp\/v2\/posts\/11143\/revisions"}],"predecessor-version":[{"id":13976,"href":"https:\/\/jss.ca\/en\/wp-json\/wp\/v2\/posts\/11143\/revisions\/13976"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/jss.ca\/en\/wp-json\/wp\/v2\/media\/11144"}],"wp:attachment":[{"href":"https:\/\/jss.ca\/en\/wp-json\/wp\/v2\/media?parent=11143"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jss.ca\/en\/wp-json\/wp\/v2\/categories?post=11143"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jss.ca\/en\/wp-json\/wp\/v2\/tags?post=11143"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}